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Watch out for phishing websites and fake campaigns
Phishing campaigns are popular methods for cybercriminals to fleece you of your savings and steal personal information. Often found in the form of spam emails that pretend to be reputable companies, a victim clicks on a link and is sent to a website that appears to be legitimate. Once you arrive, the website may ask you to submit forms containing sensitive information including (but not limited to) your social security number, bank account details, full name, address and phone number.
Take a breath, relax, and do not act based on panic. If you receive an email supposedly from your bank, call them instead and confirm whether or not the email is fake. Keep in mind that most companies, and certainly the majority of banks, will never ask you for full passwords or account details via an email.
Use an antivirus program on desktop and mobile
Installing anti-virus and anti-malware programs is not just a requirement for desktop PCs any longer -- with malware that targets mobile devices on the rise, you should consider downloading some form of protection on to your smartphones and tablets as well.
Image credit: CNET
Unique passwords and frequent changes
When some of the most common and popular passwords currently in use include "password1," "qwerty" and "ninja," you know that there are basic security problems out there which are easily fixed.
Use a combination of letters and numbers, and make sure you use unique passwords for different services online -- so if one account is compromised, you may be able to prevent unauthorized access to the rest.