The Apple iPhone 5: Now or later?

If you're anticipating the iPhone 5 announcement today, you're one in about 3 billion doing the same thing. The question of the day is, "When should you buy into new technology?" Should you wait until the latest thing has proven itself or should you constantly jump on the new product bandwagon as an early adopter? The latter choice is the more expensive option. Unfortunately, even as an industry observer and a technology writer, I tend to hold off--perhaps too long on buying into technology. Some of that comes from being a bit too fiscally conservative and some of it comes from being skeptical. And, then there's the "I don't care" factor.

Which is it for you?

If you're one of those people who buys the latest thing as soon as it hits the market, what's your motivation? Talk back and tell me because I'd love to know.

I'd also like to hear from those of you who wait, like I do, to see if the latest thing is really worth my hard-earned money and rapidly diminishing attention span.

Finally, if you're one of those curmudgeonly types who think yesteryear's tech is "good enough," I'd really love to hear your take on all this iGadget madness.

Yes, I do dearly love my iPhone 4 but do I really need an iPhone 5? I bought the first iPad about three months before the iPad 2 came out and was sad that I didn't wait. The new iPad (3) just didn't have enough new stuff for me to want it at all. I would still like to have an iPad 2, so if anyone wants to donate one to me, drop me a note.

A company named GoSpotCheck recently conducted a study of 182 retail locations in 27 different US states and came up with an interesting infographic with associated questions and responses concerning new technology and buying into them.

After you read that infographic and digest on it a while, write back and tell me what you think. Then, after watching Apple's big announcement today, if it happens, let me know if you've changed your mind.