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The handset speaker along with AT&T and Nokia branding are found above the display.
The Lumia 920 is shown here next to the Lumia 900 where you can directly see the differences. The 920 is a bit longer with the screen placed higher than the 900.
The Nokia N9, Lumia 920, Lumia 900, and HTC 8X are are lined up for a comparison shot.