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The app is also secured by either a four-digit PIN number or an alphanumeric password. In this screenshot, you can also see that the NFC is on by default for quick payments from the password lock screen. It has a security timeout of 60 seconds, but settings allow you to disable this activated NFC on launch business.
The myriad of features available on the payments screen, including transfer between your own accounts, pay others via BPAY, email or Facebook and mobile payments.