NAB splashes out AU$100m on Windows ATMs

NAB splashes out AU$100m on Windows ATMs

Summary: National Australia Bank is overhauling its network of 1600 ATMs to run on Windows XP and Internet protocol networks.


National Australia Bank is overhauling its network of 1600 ATMs to run on Windows XP and use IP networks.

The overhaul, which commenced in March last year, is part of a seven-year AU$100 million managed services deal with ATM manufacturer NCR, said Jordan Gibbins, head of ATMs and interchange at NAB.

"From July last year, we commenced upgrading our machines that were already deployed out there. Now, we're looking at the entire ATM network, which is close to 1600 ATMs, that should be upgraded by the end of September this year," Gibbins told

NAB's applications will move away from its legacy OS/2 ATM operating system to Windows, which will make deploying new applications on the ATMs easier, said Gibbins.

"We're upgrading all our communications infrastructure so that it's all Internet protocol, and so that all our ATMs are running on XP... What this does for us is make ATMs a more service-oriented channel, so rather than just cash dispensing, it means, in the future, we have the flexibility to offer more options."

The ATMs are equipped with self-service features such as Intelligent Depositing, which lets customers immediately verify cheques and cash deposited at an ATM — a process that can take days under the current system.

"We won't be deploying Intelligent Depositing at stage one of the rollout. At this stage we will be using the self-healing capabilities of the new ATMs and in the future we can upgrade to Intelligent Depositing capabilities," said Gibbins.

The self-healing capabilities of the new ATMs mean that if confronted by the Windows so-called "blue screen of death", the ATM can revive itself without human intervention, NCR's US chief technology officer, Alan Chow, told

Other applications the bank is considering deploying are multilingual capabilities, barcode reading, bill payment options and share-trading applications; however, few will be enabled during the early stages of the deployment.

The new ATMs are also equipped to read chip and PIN credit cards. However, chipped cards are yet to be issued to NAB's customers.

"They will be [chip and PIN] capable but at stage one, we're not enabling that... [Chip and PIN] cards have not been launched yet," said Gibbins.

Security experts have criticised the trend towards employing Windows for ATMs because it introduces greater security risks than ATMs running on OS/2, protected to some extent by its much smaller user base.

"We're very conscious of security. Before deploying anything, it's all tested to make sure it's secure," said Gibbins.

The shift to XP on the bank's ATMs mirrors a change on its desktops. Just this year, the bank completed its desktop operating system overhaul, moving from its ageing NT environment to XP.

Topics: Operating Systems, Banking

Liam Tung

About Liam Tung

Liam Tung is an Australian business technology journalist living a few too many Swedish miles north of Stockholm for his liking. He gained a bachelors degree in economics and arts (cultural studies) at Sydney's Macquarie University, but hacked (without Norse or malicious code for that matter) his way into a career as an enterprise tech, security and telecommunications journalist with ZDNet Australia. These days Liam is a full time freelance technology journalist who writes for several publications.

Kick off your day with ZDNet's daily email newsletter. It's the freshest tech news and opinion, served hot. Get it.


Log in or register to join the discussion
  • Here is an Idea

    If NAB can now run Windows on their ATMs why cant they possibliy put a browser on them to allow people whom dont own a PC or are in remote regions access to Internet Banking facilities like Bpay and fund transfers non linked accounts (multiple accounts that are not linked to a single ATM card) and third party accounts.
    The only thing they would need to do is beef up the security on the ATM card to make it safe and we have the technology to do that.
  • XP on ATMs

    What kind of guarantees can they give that the XP based ATM's won't get infected with viruses, spyware or trojans and steal my credit card and PIN numbers and send them off to some Russian mobster?

    Why wouldn't they look at some form of embedded Linux to run the ATM's? Much more secure and just as manageable.

    I won't be using any of these machines in future.

  • what the..?

    My goodness, where are these IT managers coming from??