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The Starter edition of Word includes the full assortment of built-in templates and also offers access to every template available on Office.com from Microsoft and trusted third parties as well as from user-contributed sources.
Is that ad bar on the right side annoying? Better get used to it, because there’s no obvious way to remove it (that’s a cue for resourceful hackers if I ever saw one). In this case, using the new Search and Navigation pane was enough to push part of the current document out of the editing window.
Several advanced features from the full program are unavailable in Starter edition—especially Reviewing tools and the option to use macros and add-ins. But bread-and-butter features like these slick picture editing tools are identical to those in the for-pay versions.