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Here is another view of the Start screen tiles. You can see the Games, Office, and Pictures hubs in this particular view.
I have a few more apps placed towards the bottom of the Start screen.
Swiping from right to left or tapping the arrow reveals the second main display on the device where you will find all the apps loaded on the device in alphabetical order. In addition to apps, you will see each individual email service appears as an app.