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Albums and folders are presented in identical fashion in the Photos app, with large tiles. Swipe or right-click to display the normally hidden controls at the bottom of this screen. The Import button (on the far right) lets you add photos from a memory card or camera.
I'm sorry. I just love this photo.
So I'm using it as an example of how you can click or tap any photo to display it in full-screen view, then use the options bar to set that photo as the Lock screen or as the app tile or background for the Photos app.
The Maps app (powered by Bing) now includes live traffic data for many major metropolitan areas.