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These 18 Metro style apps are included with the Windows 8 Consumer Preview. Yes, they're polished and useful. No, they're not complete. In fact, you'll see a prominent App Preview label on most, as a reminder that there are features and fixes still to come.
See Ed Bott's full report on Microsoft's Windows 8 Consumer Preview.
The Mail app includes support for Microsoft's Hotmail service and also connects effortlessly to Microsoft Exchange servers. Gmail users can also add an account right out of the box. You won't find sophisticated features like message-processing rules in this release, though.