Basically you just put a "faceplate" card reader in front of the other card reader and it reads the info. I read about this back in 2004.
I'm not sure how they would do the pin capture unless they did another faceplate on it.
Then they can retrieve the data at their leisure and boom! All of a sudden, your account is empty.
So if you find that the ATM you normally use suddenly looks different, make sure it was actually upgraded BY THE BANK.
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