My only bug bear, being a south african consumer where mobile rates and banking charges both border on daylight robbery already, is that by tying this to a sim card all that is going to happen to me is that I will be charged ridiculous rates for what should be a free service in any other market (as a value add to beat out competition rather than a new revenue stream)
Otherwise I have a chipped credit card, and the improvement insecurity is great!
NFC will be secure, but whether or not i'll use it depends on my greedy service providers.
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