If you are using mostly text files. The college network works well. If you have large files then you have to look elsewhere.
In college my dorm/shared house/where ever I lived always had several people interested in computer networks. We pooled our money built a small LAN with a file server and ran Raid plus a monthly tape back up. Equipment costs were shared and a small fund was set up for the person stuck doing the IT management.
I had a room mate that bought three USB hard drives. He imaged his main machine and stored the same back up on all three of the drives. He kept one off site, just in case.
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