You should tell him that he should go over a bank's security systems, find the flaws, and tell the bank how to fix them. I see this kind of white hat hacking as a good thing, sending twitter a letter saying "I could hack your system" would either be ignored or get you prosecuted. Hacking their system and inserting a message that says "I hacked your system, find me so I can tell you how to fix it" is a lot better than waiting for someone with malicious intent to find the same flaw before it's fixed.
I'll bet this lands him a job, especially since it's gained media attention.
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