I agree with your tone Dave. Compliance does not necessarily equal security. It's a good starting point and framework upon which merchants can establish security practices. No single approach will ever guarantee a breach won't occur. There are clearly some challenges with the Standard and its management by the card brands but that can be expected with such a large-scale effort and such a varied constituency. Credit card data security is a crucial issue; I hope that constructive and pragmatic voices (and actions) prevail in the ongoing debate and improvement of the Standard instead of focusing efforts on debating whether or not PCI is the cure all.
Bryan Johnson
Braintree Payment Solutions
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