Home and Student Editions.
You only need Word? Maybe just Excel? Buy only the versions you need. $108.99 each
Or you could always used WordPad, which is way better in Windows 7.
You could also get Standard for $339 Retail (209 for upgrade, which the majority of users out there qualify for). Since it takes 3-4 years per release, you're looking at about $9 a month for Office. That isn't too bad. Seeing as you write your term papers, create invoices, make powerpoint presentations, check your email, create appointments, balance your budget, and more.
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