I have seen articles about this before:
The BIG Question:
Is Big Business ready to fully trust the Cloud?
Are Enterprise Financial Manager and Executives, Corporations, and Medium to Large businesses ready to trust vendors who offer "Cloud" services with their financial and corporate data.
For example, Banks rely on an infrastructure that makes, or supposed to make, transactions and access to financial data secure. This infrastructure is prohibitively expensive. It is highly complex to maintain and keep secure.
Where does the current state of "SAP on the Cloud" stand when it is compared to the type of infrastructure that Banks rely on? Security, Bandwidth, ROI, Scalability...
These are questions they are not solid answers for.
That along with the slow economy will slow SAP down.
For example, I was at a bank the other day - and I saw their tellers still using Microsoft Windows 2000 workstations. That says a lot about the current will of business managers to upgrade their current systems.
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