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"The dog ate my Windows 7 disk"
You're still running Windows XP? Still planning to run it after April 8, the last time it will be patched for security problems? If you're alert enough to be reading this article then surely you know that Microsoft and every security expert in the world have been telling you for years that this day would come and that you really, really ought to have moved on to a more modern and supported operating system by then.
But you're going to keep running XP anyway. You've got a good reason! It's probably one of the ten we explore here.
Spoiler: At bottom, none of these excuses is a good reason. After so many years of notice, you really should have found some way to move on. True, some situations and mitigating circumstances are stronger than others, but everyone has had years to work on this. If it blows up on you, it's on you.
"There's no Windows 7 driver for my ..."
You've got some old hardware device for which there are no drivers past Windows XP. It's true, there's a lot of this, and just because they never made a Vista or later driver for your ten year old scanner or multifunction printer or that crazy internal mass storage device you have, well, it still works.
The sad truth for you is that your device company may have ripped you off by not writing drivers, but it's been a long time now and you're just going to have to spend the money for a new device and possibly a new computer. Whatever that device is, there's something you can buy to replace it that's better, and probably a lot cheaper than what you paid for the old one. And your computer won't be wide open to attack.