Want a Nexus 5X or Nexus 6P on an installment plan? Buy from Project Fi

Now that carriers offer installment plans for phones and Google is selling the Nexus 5X and 6P direct, do you need a big chunk of change? Nope, provided you try out Project Fi.

Now that most carriers and Apple itself are selling phones with installment plans, how are Google's two new Nexus phones affected?

They're not available through any carriers at this time but that's OK: You can pay monthly for a Nexus 5X or Nexus 6P if you buy it through Google's Project Fi.

Google didn't announce these pricing plans when introducing the new Nexus phones on Tuesday, however, you can see them on the updated Project Fi site. Qualified buyers can get either of the two new phones for as little as $15.79 a month, plus taxes.

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Essentially, Google is providing a 24-month, no interest loan for the purchase of either Nexus handset.

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You will need a Project Fi account -- or be willing to activate a one -- with the phone for this deal. After my experience with the tri-network service where you only pay for the data you use, that's not too bad. That's providing T-Mobile and Sprint coverage is solid where are you.

However, you don't need to keep using Project Fi: Both Nexus phones are unlocked and work with all U.S. wireless carriers.

There is one key difference between what Google is offering and other deals through carriers or Apple, though. You can't upgrade early to another smartphone through the installment plan, so if -- or more likely, when -- Google refreshes the Nexus handset line next year, you'll have to pay off your current loan if you want an upgrade.

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