Australia's black and red bank managed to keep expenses low and investment levels steady, allowing it to more than double last year's net profit.
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Westpac's technology support function now resides within a new division called customer services and technology.
Eftpos' enhanced security features, which include two-factor authentication, have been initially adopted by local merchants Till Payments, Fat Zebra, and Eftex.
Maile Carnegie has been appointed to head up the bank's combined Australian retail business.
Suncorp's banking arm had the most projects to boast about, including completing the migration of personal customers to the Suncorp app.
ANZ Plus is touted as the bank's "platform of the future".
Mastercard Installments will be launched next year in Australia, the US, and the UK.
The Reserve Bank said availability of individual retail payment services provided by Australia's banks and payment providers was 'generally high' during the September quarter.
NAB said fewer customers are choosing to use NAB Pay.
Tech initiatives continued to make up a large portion of where CBA was spending its dollars during six months.