How to save money on internet after the Affordable Connectivity Program sunsets

I have 2 Gigabits per second (Gbps) of fiber internet in my home for $120 a month. I'm lucky. I have access to that kind of broadband and the money to pay for it. Many people aren't that fortunate. 

On May 1, the Affordable Connectivity Program (ACP), a critical initiative to provide affordable broadband, ran out of money. According to the Federal Communications Commission (FCC) announcement, after winding down over the past several weeks, the program will end on June 1.

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That means 23 million households -- roughly 60 million Americans -- now have to choose between paying for internet or paying for food, rent, and other utilities.

If you want to learn more about why, you can read to the bottom of this article. First though, let's get to those ways to save on internet access now.

How to stay connected for less

1. Shop around 

Look for less expensive internet plans. Slow internet is still better than no internet. You should also check to see if your internet service provider (ISP) offers a low-income discount plan. AT&T, Cox, Optimum, Spectrum, and Xfinity, among others, offer inexpensive packages. Here are the details.

Access from AT&T

Internet service is available from AT&T for a budget-friendly $30/month, offering speeds of up to 100Mbps, based on the maximum speed available at your address. The best part? There are no contracts, deposits, or equipment fees. This plan also bundles in a free Wi-Fi access point.

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Access is not limited to a select few. You can qualify if you're currently eligible for any of these programs: Supplemental Nutrition Assistance Program (SNAP); Supplemental Security Income (SSI) for California residents; National School Lunch Program (NSLP), or if you make 200% or less of the Federal Poverty Guidelines. For 2024, in most of the United States, that's $62,400 a year for a family of four.

Cox Connect2Compete

This service is available for $10 a month and offers speeds of up to 100Mbps, based on the maximum speed available at your address. There are no contracts, deposits, or equipment fees, and it comes with a free Wi-Fi access point.

This program is available for families with K-12 students. They must also be on one or more of the following programs: NSLP, SNAP, and/or TANF; receive Tenant-Based Vouchers, Project-Based Vouchers, or Section 8 Project-Based Rental Assistance (PBRA); and/or live in public housing.

Optimum Advantage Internet

Optimum Advantage offers internet speeds up to 50 Mbps for $15 a month. Like the other plans, it has no contracts, deposits, or equipment fees, and includes a free Wi-Fi access point.

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To qualify, your household must not have had internet within the past 60 days, and a member of the household must meet one or more of the following eligibility requirements: receives NSLP; lives in New York City and attends an NYC public school; is eligible for or receives SSI and is 65 or older; and/or is a veteran receiving state or federal public assistance.

Spectrum Internet Assist 

This plan costs $18 a month for up to 30 Mbps. There are no contracts, deposits, or equipment fees. Unlike the others, though, Wi-Fi is an additional $5 a month, but it does come with security software.

To qualify for Spectrum Internet Assist, you or a household member must receive one or more of these assistance programs: NSLP; Community Eligibility Provision (CEP) of the NSLP, and/or SSI if you are 65 or older.

Xfinifty Internet Essentials

Xinifty's low-price offering comes with up to 50 Mbps speeds for $10 a month, again without contracts, deposits, or equipment fees. Xfinity also offers the Dell Latitude Windows 11 laptop or Chromebook at a discounted price of $150 (normally, these retail for $270 and $350, respectively). 

You can get this service if you or someone in your household qualifies for programs including NSLP, housing assistance, Medicaid, SNAP, and or they were enrolled in the ACP with Xfinity. In addition, you can not have had Xfinity internet within the last 90 days unless you were enrolled in ACP with Xfinity.

If your ISP doesn't offer a low-income plan, check Everyone On's provider search page for a new, low-price ISP. 

Lifeline 

Lifeline, another federal program, offers low-income households a $9.25 monthly subsidy that can be used for home internet service. Unlike the ACP, it's permanently funded, so you won't have to worry about losing it.

You can qualify if your income is 135% or less than the federal poverty guidelines, or if you participate in SNAP, Medicaid, or other federal poverty programs. Check the Universal Service Fund to see who offers Lifeline services in your area. 

Human-I-T

The non-profit e-waste reclaiming organization Human-I-T also offers low-cost devices and internet services, like this 4G-based option that costs $15 per month. It's only available for people under approved government assistance programs such as SNAP, SSI, or Section 8 Housing, or who have an annual household income within 200% of the Federal poverty level.

NetZero

A blast from the past, the old-school NetZero ISP still offers a free, albeit very limited, dial-up plan. When I say limited, I mean 10 hours a month of connectivity. Another low-cost service, FreedomPop, offers 5G services for as little as $10 per month. It only comes with 1 GB of traffic per month, but it's hard to beat for that price.

2. Buy your own equipment 

You may also be able to cut your ISP bill down by buying your own equipment. Many ISPs charge around $10 per month to rent equipment such as cable modems and Wi-Fi access points. You can find new Wi-Fi routers for as little as $50, but really almost any Wi-Fi router you can find should be all you need. You can also check out second-hand stores, where I've found great hardware that was worth far more than I paid for it.

Modems are a different story. You usually need one of a handful of specific models to work with your ISP. Once you've found out which will work for you, you can usually buy one. Yes, it will cost you a pretty penny upfront, but you can likely recoup the price in a year.

3. Negotiate with your ISP

You can also try haggling with your ISP. If your customer service representative has a choice between losing your business or offering you a lower price, they may give you a better deal. You never know until you try; it's worked for me over the years.

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If you're struggling to choose between cable TV and internet, see what bundles your providers offer. Many offer discounted TV/internet packages. You may also be better off with a second-tier ISP/cable provider. Check HighSpeedInternet's TV and internet bundle page for offers as low as $40 a month. Most such plans cost a good deal more.

4. Go to the library 

You probably already know that almost all libraries offer free Wi-Fi. What you may not know is that many also let you borrow a cellular Wi-Fi hotspot. Typically, you can borrow a unit for two weeks, and they come with free connectivity. Most, but not all, use the T-Mobile network, but you don't need a T-Mobile account to use them.

How did we get here? 

Once upon a time, internet access was a luxury. Today, it's a necessity. We use it to do our jobs, see our doctors, and send our kids to school. For millions of US citizens, mainly older adults, military veterans, Indigenous communities, people living in the country, and low-income, working families, the internet just became more expensive.

In my ancestral home of Calhoun County, West Virginia, one of the country's least-connected states, over half the population was eligible for ACP. My friends and family who still live there tend to be older and less well-employed. With a population of just over 6,000 people, it's as rural as rural gets. Forget broadband: I still have at least one friend there who's connected to the internet via a dial-up modem (yes, it still exists).

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Now, many of them will be facing higher internet bills. It may not sound like much. The ACP only provided a monthly consumer benefit of $30 -- up to $75 for those on qualifying Tribal lands -- to eligible households so they could afford high-speed internet services. When you're poor, however, $30 is real money.

The ACP is a political rarity: a policy that most Congress members support. According to a 2023 Public Opinion Strategies and RG Strategies poll, 78% of voters support the ACP, including 64% of Republicans, 70% of independents, and 95% of Democrats.

Unfortunately, even though the bipartisan Affordable Connectivity Program Extension Act of 2024 (H.R. 6929 and S. 3565) was introduced in Congress in January, both bills have gone nowhere. 

Both proposals make solid financial sense. The politically neutral Benton Institute for Broadband and Society estimates that the ACP generates $16.2 billion per year in employment income and time saved, which is twice its annual cost. Other research shows the financial benefits could go even further. As Brookings Fellow Blair Levin put it, a February paper estimates that "for every dollar spent on the ACP, the nation's GDP increases by $3.89."

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FCC Chairperson Jessica Rosenworcel wrote in a last-ditch appeal to Congress that "additional funding from Congress is the only near-term solution for keeping the ACP going. If additional funding is not promptly appropriated, the one in six households nationwide that rely on this program will face rising bills and increasing disconnection." She concluded that "time is running out."

So why hasn't Congress moved? Some senior Republican Senators and Representatives say the ACP is just part of the "Biden administration's reckless spending spree" and that it's "speculative to claim that 25 million households will lose broadband if the ACP does not get new funding."

In other words, it's politics.

In the best-case scenario, Congress will eventually reauthorize ACP. I'm not holding my breath.

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