Toni Husbands is a staff writer with ZDNET, a Red Ventures company. She's been tackling personal finance topics since beginning her journey of paying off $107,000 of credit card and other personal debt in 2012. In that time, she contributed… as a freelance writer for numerous websites including CreditCards.com and Wisebread. Her work has been featured on Yahoo News and she became a regular contributor to Business AM TV. She received her BS in computer science from the University of Oklahoma and MS in computer science from DePaul University.