4X membership rewards points
Business Gold cardholders get 4X the rewards points in two select categories in which they spend the most money each billing cycle.
The categories you have to choose from include:
- Advertising (Online, TV, Radio)
- Computer hardware
- Cloud Storage
- Gas stations
- US purchases for shipping
After you spend $150,000 in combined purchases in the select categories in one calendar year, the rewards points drop to 1 point per dollar.
25% airline bonus
Whenever you book your flight through the American Express online travel portal and use your points to pay, you get 25% of your points right back. If you make use of this feature a lot, you can get up to 250,000 points back each year.
The 25% bonus applies to any class flight with a qualifying airline booked through the travel portal.
No preset spending limits
Your spending limit with Business Gold is flexible. This means that the amount you have available may change over time as data points revolving around your purchase and payment history, as well as credit score and credit history, are considered. If you pay your bills on time and have a strong credit score, American Express may increase your spending limit by a significant amount.
Pay over time
Each billing cycle, you can carry a balance of $100 or more on eligible purchases. Any charges under $100 are due in full each billing cycle on the due date. Charges that cannot carry over include express cash, traveler's cheques, insurance premiums, purchases at casinos, gambling transactions, and any fees charged by American Express. All other charges may be paid for overtime if they are $100 or more.
Free access to expense management tools
Business Gold members get free access to the American Express Business App and a free year-end summary to help them organize their expenses. To further help with taxes, cardholders can also have their purchases automatically loaded into QuickBooks.
Furthermore, cardholders get:
- Free employee cards
- Account alerts
- Online statements
- Vendor pay by Bill.com
$100 hotel credit
Book your hotel through the travel portal, stay for at least two consecutive nights, and you'll get a $100 hotel credit at participating vendors. The credit can only be used during the stay booked. Depending on the location, the credit can be spent on anything from dining to spas or other resort activities per booking. You can also get a free room upgrade upon arrival whenever they are available.