If you haven't received an invitation to apply for the Centurion® Card by American Express, you're among the majority. There's not much you could do to get on the list, but you could apply for another exclusive black card: the Mastercard® Black Card™.
The card feels substantial, thanks to its patented PVD-coated metal card in sleek black. And there's substance behind the style; you'll have access to a 24/7 Luxury Card Concierge by email, live mobile chat, or phone.
The card's annual fee of $495, which is relatively affordable compared to the American Express version, is outweighed by its benefits. Each time you book one of over 3,000 properties, you'll receive room upgrades, resort credits, breakfast for two guests, and more. Plus, you'll be enrolled in Priority Pass™ Select. The membership provides you with access to over 1,300 airport lounges around the world for as many guests as you want.
Online application available
Higher than average rewards rates
Luxurious card design
Cell phone protection of up to $1,000 per year
Free access to airport lounges worldwide