All American Airlines credit cards require good credit for approval, and your APR will be similar from card to card based on your credit score. However, there are some difference between these credit cards.
Since users of American Airlines credit cards are likely brand loyal to the airline, we looked at which of the airline's associated cards have travel perks for various types of travelers. We made sure to represent casual and frequent travelers and considered both leisure and business travel needs.
Quality of features
Are the perks offered actually useful? Some cards may offer a perk that sounds nice on paper but doesn't actually expedite travel or represent significant savings. We considered cards with perks that make checking bags more affordable, check-in less stressful, traveling in groups more efficient, and more.
In addition to travel perks, like a free checked bag or access to the Admirals Club, we considered credit rewards. This includes bonus miles during the initial spending period and credits for specific purchases.
Type of use
Some people use a card for personal spending, while other cardholders are using their credit as a part of their business spending. We paid attention to credit cards that would be beneficial for both personal and professional use.