The Genesis FS Milestone Gold Mastercard is issued by The Bank of Missouri and offers up to a $1,000 credit limit for those who qualify. Like the other Genesis Mastercards, the Milestone Gold has different cardholder agreements depending on your credit history and other qualifying data.
For those approved for a $300 credit limit, there are several cardholder agreements. You could qualify for a $300 credit limit with an annual and yearly recurring maintenance fee of $35 or $59. Another option could be a $75 initial annual fee with a $99 annual fee each year after. Each card comes with either a 24.9% or 29.9% APR for interest and cash advances. There is also a cardholder agreement with a 35.9% APR with a $75 initial annual fee and $49 each year after, plus a monthly maintenance fee of $8.25 per month billed after the first year, which totals $99 per year.
The Milestone Gold Mastercard also comes with a $500 credit limit with various cardholder agreements. You may be approved with a $59 annual and yearly fee each year after, with either a 24.9% or 29.9% APR and a 29.9% cash advance APR. This card also comes with a 29.9% APR with $75 initial annual fee and $99 annual fee each year after, or a $125 annual fee starting in year one. A $500 credit limit may also come with a $125 first year annual fee and $49 due each year after, plus a monthly fee of $10.40 billed per month for maintenance, totaling $124.80 per year. This cardholder agreement comes with either a 29.9% or 35.9% APR with a matching cash advance APR.
If you qualify for a $700 credit limit on the Milestone Gold Mastercard, you could be approved for one of three cardholder agreements. This credit limit comes with either a $35 yearly annual fee or a $75 first year annual fee and $99 each year after with a 29.9% purchase and cash advance APR. If your credit score is lower, you may qualify for a 35.9% APR with a $175 first year annual fee and $49 each year after, plus a $150 annual maintenance fee billed monthly at $12.50.
The Milestone Gold Mastercard also comes with a $1,000 credit limit for those who qualify. This credit limit features a $74 annual fee for the first year and $99 each year after, plus a 29.9% cash advance and purchase APR.
- Most with bad or poor credit approved
- Pre-qualifying will not affect credit score
- Can be approved for up to $1,000 credit limit
- Potential for no monthly maintenance fee
- Unsecured credit card
- 1% foreign transaction fee
- May have monthly maintenance fees
- May receive high first-year annual fee, reducing purchase power
- High APR
- Highest fees for a low credit limit
- May not qualify with bad credit