BMW owners who are using their car's built-in wireless charging feature are reporting on X and the MacRumors forum that using this to charge their new iPhone 15 handsets causes the NFC chip to stop working.
Affected users see a "Could Not Set Up Apple Pay" error message in the Wallet app, and rebooting or resetting the iPhone doesn't fix the problem.
This, in turn, causes the iPhone to temporarily go into recovery mode.
What's causing the problem?
It would seem that the BMW wireless charge is somehow damaging the NFC chip which controls features such as Apple Pay, and digital car keys.
Whether this is a BMW problem or an Apple problem remains to be seen.
The "temporary" solution
The fix is a new iPhone. Yes, this issue appears to be destructive.
According to some customers, Apple said the issue impacted the NFC chip, and the company furnished a replacement iPhone. However, this has to be a very temporary fix because the replacement handsets are just as vulnerable to being fried if put on charge in the car, with users reporting that they've fried several iPhones.