The Navy Federal Credit Union® cashRewards Credit Card is ZDNet's top pick for its ease and convenience. It's a versatile card for when you want cash back on your everyday spending. You get up to 1.75% cash back on all of your purchases without any rewards limit. Your points never expire as long as your account remains open. Rewards are immediately available, so there is no pesky waiting period before you can finally redeem your rewards.
Even better, there are no annual, foreign transaction, cash advance, or balance transfer fees. This is a card typically available to those with average to excellent credit. The starting APR is a bit higher than some of the other Navy Federal credit cards, but if you are looking for cash back on your regular expenditures, this card could be a perfect fit for you.
- Unlimited rewards
- Welcome bonus
- No annual or foreign transaction fees
- No bonus categories
- No intro APR