The Amazon Prime Rewards Visa Signature Card starts off strong, giving you a $100 gift card immediately upon approval. You will need a Prime membership to receive the best rewards, including 5% back on your Amazon transactions, both online and in-store. Are you a fan of Whole Foods? This card rewards you there, as well, with 5% cashback on your Whole Foods Market purchases. From there, restaurants, gas stations, and drug stores all give 2% cashback, with 1% back on utilities, ridesharing services, and all other purchases.
With the Amazon Prime Rewards card, you can receive 10% back on certain products when you use the Prime Card Bonus, an extra feature that spotlights certain categories or products each month for extra savings. When it comes time to pay it all off, you have time. Amazon offers customers the option to substitute their 5% cashback rate for an introductory 0% APR for the first six to 18 months on purchases of at least $50. When the promo APR period ends, the card reverts to one of the most competitive APRs on our list, at just 14.99% to start.
- Unlimited cash back
- Introductory bonus
- No annual or foreign transaction fees
- No introductory APR
- Best rewards limited to Amazon